Cheque book is issued by bank in customers / account holder request. With the help of this book account holder can withdraw cash from his/her account. Bank does not charge any fee to issued cheque book to its customer. But afterward bank charges some amount for using bank facility like cheque book, Debit card etc.So, Automatic some definite amount deducted from customer bank account.
Pass book is also issued by bank to its customer. It helps to record all the bank related activity according to date that is withdrawal and deposit. It is recorded by bank but the book is kept by customer to know the current balance of his /her account.
Point of difference |
Pass book |
Cheque book |
What is the meaning of pass book
and cheque book? |
Passbook is a book in which all
withdrawal and deposit against customer account is recorded. |
Cheque book is a book of cheques which are
used to withdrawal the money to bank account. |
Who issued passbook and cheque
book? |
Passbook is issued by bank to his/her customer for
opening an account. |
Cheque book is also issued by bank after customer’s
request. |
Whose sign is needed to make a
passbook and cheques valid? |
No one sign is needed in passbook
to make it valid. |
Bank account holder or customer
sign is valid for whom cheque book is given to make a withdrawal from his/her
account. |
Who maintained cheque book and
passbook? |
In passbook all transactions are recorded by computer
through banker. |
In Cheque book cheques are made by cheques holder or bank
account holder. |
What is recorded in cheque book
and passbook? |
In passbook date of deposit and
who withdraw recorded in it. It also recorded the cash amount withdraw and
also Dr. Credential written on it. It also record deposit date and
instrument used to deposit the cash and amount of cash deposit wit Cr. Credential
is written on it. |
In cheque first of all the name of
person is mention to whom cash is given by bank. Date of making a cheque is also
written, the amount of cash withdrawal in numbers and in words both are
mentioned on it. In last the sign of cheque drawer is mentioned in right side
of cheque. |
What is the purpose of cheque book
and passbook? |
Passbook helps to maintain the all deposit and withdrawal
activity in one bank account. So, the bank account holder knows the current
balance in his/her account. And also inform the bank if any transaction is
not done by him/her. |
Cheque book help to withdraw big and small amount of cash
from own bank account. |
Where is passbook and cheque book used ? |
The statement of deposits and
withdrawal of 6 months act as a valid identity proof in various field to make
a government documents. |
There is no such things happens in
cheque book |
What is written in cheque book and
passbook? |
In passbook first page customer/ bank account holder name
has written, account number, address of customer. IFSC code and branch code
also written on it. |
In cheque book there is a page in which you mention whom,
when, and how much amount is withdrawn. The cheque number is also mention on
it by cheque holder |
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